1

Open VCB Digibank
Select the QR code scanning function.

2

Scan the merchant’s QR code
Or present the QR code displayed on the phone for the merchant to scan.

3

Review the exchange rate and payment amount
All information is displayed transparently before transaction confirmation.

4

Authenticate the transaction
Payment is completed instantly, with transaction history automatically saved on the app.

“Cooperation between Vietcombank and Alipay+ is not merely a technical integration, but a meeting point between two organisations that share the same ambition: making digital payments simple, seamless and borderless for users everywhere.

We want every Vietcombank customer, wherever they travel, to feel confident making instant and secure payments with just a smartphone in hand. With VCB Digibank, anywhere in the world can feel like home,” said Đoàn Hồng Nhung, Retail Banking Director at Vietcombank.

Key benefits of the cross-border QR payment service

No need to exchange foreign currency before travelling - payments are made directly from VND accounts

Transparent exchange rates displayed instantly before transaction confirmation

Familiar payment experience using the same VCB Digibank app and payment process as in Vietnam

Full transaction history stored on the app for convenient expense tracking during trips

Payment fees are currently waived for all Vietcombank customers

Multiple payment options supported, including scanning merchant QR codes or displaying customer QR codes for merchants to scan