1. Duration of offer: From 08/01/2026 to 31/01/2026.

2. Applicable to:

• The policy is issued during the promotion period;
• Customers who purchase FWD insurance with an IP from VND 40 million;
• The policy is not cancelled within the 21 – working day cooling off period and remain active at the time of reward confirmation.
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3. Applicable product: FWD Dream Assured; The Universal Life Insurance FWD Growing Protection.

4. Location: Nation wide.

5. Gifts: Cashback will be allocated directly to the additional investment account of the policy, in accordance with the terms and conditions.

6. Prize structure: According to FYP value issued/insurance contract. (FYP: First-Year Premium actually collected upon policy issuance, including the basic premium of the main product and rider premiums (if any), excluding top-up premiums, during the promotion period).

(*)Details of Vietcombank’s insurance distribution system by region are specified in Appendix 1 attached to the Promotion Program Terms and Conditions
According to Article 3, Section 2 of the product’s terms and conditions, cashback amounts will be subject to a 1.5% initial charge before being allocated to the additional investment account. Cashback will only be allocated after the policy is officially issued.

Please visit Vietcombank point of sale for more information.