Customers now can loan at Vietcombank to pay loan at other bank

Vietcombank has implemented a policy for individual customers to borrow capital to pay off loans at other banks with the lending interest rate from only 6.9%/year. The policy takes effect as soon as Circular 06/2023/TT-NHNN of the State Bank officially takes effect, starting from September 1, 2023.



Customers can get a loan with term up to 30 years (but not exceeding the remaining loan term at the borrowing bank) with a maximum loan amount of 100% of the principal balance.

Vietcombank applying loan interest rates from only 6.9%/year for the first 6 months or 7.5%/year for the first 12 months or 8.0%/year for the first 24 months. Vietcombank will adjust lending interest rates according to the actual situation.

Customers can use a variety of assets to secure the loan such as: Real estate, cash, balance on deposit accounts, savings books/cards, valuable papers... of the customer or customer’s family (parents/son/daughter/husband/wife); or the customer's own assets at the borrowing bank.


With this new policy, customers will have more options to borrow capital at Vietcombank with low and stable interest rates, helping customers be proactive in their personal and family financial plans.

For more information, please visit more than 600 nationwide Vietcombank Transaction Offices