Preferential interest rates
Preferential, competitive interest rates, up to 100% of the purchased price
Loan tenor up to 30 years
Flexible term according to actual income
Simple and quick procedures
Simple procedures, quick approval time, 24/7 available consultants

Product information

Conditions
Applications
Process & Payment date
Fees & Forms

Applicant eligibility

  • Vietnamese citizens from 18 to not exceeding 75 years old at the end of the loan term
  • Have a stable income and sufficient capacity to repay the loan.
  • Have collateral assets such as real estate, valuable papers
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    Maximum loan amount

    100% of the Sale contract/Land transfer contract
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    Maximum loan term

    Loan application form

    Vietcombank's forms
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    Proof of Customer's identity

  • ID card/ID card/Passport
  • Residential information of the customer
  • Marriage registration certificate/Certificate of single status
  • Birth certificate/Certificate of relationship with family members (in case the customer borrows to buy a house for parents/children)
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    Proof of Collateral Provider's identity

  • ID card/ID card/Passport
  • Residential information of the customer
  • Marriage registration certificate/Certificate of single status
  • Birth certificate/ Confirmation of family relationship issued by local police station/commune police regarding the relationship between Customer and Collateral Provider.
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    Proof of loan purpose

  • House purchase contract, land transfer contract
  • Certificate of ownership in the name of the selling party.
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    Proof of debt repayment source

    Employment contract, salary statement, bank account statements...
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    Collateral documents

    Certificate of asset ownership of the customer and/or third party according to Vietcombank's regulations.
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    Loan application process

    Step 1: Receive consultation on loan conditions and required documents.
    Step 2: Prepare and submit the application as instructed.
    Step 3: Vietcombank conducts evaluation and notifies the approval result.
    Step 4: Customers and Vietcombank sign the loan contract.
    Step 5: Receive loan disbursement
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    Repayment date

  • Principal payment: on a monthly or quarterly basis
  • Interest payment: monthly based on amortized outstanding loan balance
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    Loan estimate

    amount you want to borrow
    VND
    Interest rate
    %/Year
    Number of loan months
    Month
    Disbursement date

    Amount to be paid

    Loan method
    --
    Monthly payment amount
    0 VND
    Total principal payable
    0 VND
    Total interest payable
    0 VND

    Total amount to pay
    0 VND

    Note: Calculation results are for reference only

    Other loan types

    FAQs

    • 1. Can I apply for loan to purchase a property (residential home/land) for my family members?
      Yes, customers can borrow money from Vietcombank to purchase a home or land for their family members, including spouse, parents, or children.
    • 2. I have a need to acquire the right to use land, but I don't have enough cash. Can I borrow 100% of the necessary funds from Vietcombank?
      Yes, Vietcombank allows customers to borrow up to 100% of the value of the purchase contract or the transfer of the right to use land, provided that the customer has sufficient collateral for the loan.
    • 3. What is the loan term for home and land purchase loans at Vietcombank?
      Customers can borrow funds for home and land purchases at Vietcombank for a maximum period of up to 30 years.
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