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Type of organizations
Frequent Questions & Answers
FAQs list of Loans
List of questions
1.
Are there any additional fees, such as document collection or appraisal fees?
No, customers are not required to pay any fees when submitting their application for an unsecured personal loan at Vietcombank.
2.
Can I apply for an unsecured personal loan if my salary is paid through another bank?
Yes, customers receiving salaries through accounts at other banks can still apply for an unsecured personal loan at Vietcombank.
3.
Can I apply for loan to purchase a property (residential home/land) for my family members?
Yes, customers can borrow money from Vietcombank to purchase a home or land for their family members, including spouse, parents, or children.
4.
Can I borrow money from Vietcombank for home construction and renovation for my family members?
Yes, customers can borrow money from Vietcombank for home construction and renovation for their family members, including spouse, parents, and children.
5.
Can I borrow money to purchase a real estate project for family members?
Yes, customers can borrow money from Vietcombank to purchase a real estate project for their family members, including spouse, parents, or children.
6.
Can I borrow to invest in establishing new tourism accommodation on land owned by my parents/relatives?
The real estate used for the project/investment in establishing new tourism accommodation must be owned by the customer to qualify for the loan.
7.
Can I make a one-time interest payment at the end of the loan term?
Customers are required to make monthly interest payments for the loan.
8.
Can I only borrow funds to purchase a home from the Developer?
Customers can borrow funds to purchase a home from both the Developer and the Subsequent Seller (other than the Developer).
9.
Can I pledge my parents' Savings Book for a loan?
Customers can pledge their parents' Savings Book for a loan, provided that their parents agree to the pledge.
10.
Can I repay the loan before the due date?
Customers have the option to repay the loan before the due date.