On 26 June 2026, Vietcombank was recognised as the No. 1 Bank in the Top 10 Most Innovative and Business-Effective Banks 2026 (VIE10) and ranked second in the Top 50 Most Innovative and Business-Effective Enterprises 2026 (VIE50). The rankings were announced by Finance & Investment Newspaper under the Ministry of Finance, in collaboration with Viet Research.

This marks the fourth consecutive year that Vietcombank has topped the VIE10 ranking while maintaining its position among the Top 5 in the VIE50 rankings. The achievement reaffirms the bank's strong capabilities in innovation, business performance, and sustainable development, creating long-term value for customers, shareholders, and the wider community.

Ms. Le Hong Van, Deputy Head in Charge of the Innovation Center, receives the Top 10 Most Innovative and Business-Effective Banks 2026 (VIE10) award on behalf of Vietcombank

Mr. Nguyen Huu Kien, Deputy Head of Marketing and Communications, receives the Top 50 Most Innovative and Business-Effective Enterprises 2026 (VIE50) award on behalf of Vietcombank

According to the organisers, the honoured organisations are recognised for their continuous innovation across governance, operations, technology, products, and business models. Their efforts have enhanced operational efficiency, strengthened market competitiveness, and contributed to Vietnam's overall economic development.

As the highest-ranked bank in the VIE10 list, Vietcombank continues to demonstrate that innovation is a key driver of its business success. The bank has expanded beyond the traditional banking model through the adoption of Open Banking and an open digital ecosystem, using APIs to connect banking services with fintech companies, e-commerce platforms, healthcare providers, and other digital service ecosystems.

Vietcombank is also leveraging advanced technologies - including artificial intelligence (AI), machine learning, big data, and cloud infrastructure - to accelerate transaction processing, strengthen risk management and operational control, and drive end-to-end digital transformation. These initiatives enable the bank to deliver a more seamless, personalised, and customer-centric banking experience.

With a customer-first approach, Vietcombank has introduced a range of innovative digital services, including biometric authentication through the VNeID app using an app-to-app integration model, fully digital lending supported by electronic digital signatures, and cross-border QR code payment solutions available in more than 60 countries and territories.

Looking ahead, Vietcombank will continue to accelerate the adoption of digital technologies and data-driven solutions, further develop its digital ecosystem, expand its Open Banking capabilities, advance green and sustainable banking initiatives, and strengthen a digital-first culture across the organisation. Supported by a robust technology platform, a clear strategic vision, and a strong commitment to innovation, Vietcombank is steadily advancing toward its goal of becoming a leading digital bank in the region while contributing to the development of Vietnam's digital economy. 

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