Vietcombank mid-year 2025 review: united in confidence, driven by innovation and breakthroughs

On June 27, 2025, in Da Nang City, Vietcombank held its mid-year conference to review the bank’s Party activities and business operations for the first half of the year, and to set directions for the second half of 2025.

Opening remarks by Mr. Nguyễn Thanh Tùng – Secretary of the Party Committee and Chairman of the Board of Directors of Vietcombank

In his opening speech, Mr. Nguyễn Thanh Tùng highlighted Vietcombank's key achievements in both Party affairs and business performance during the first six months of 2025. The Party Committee successfully fulfilled its political duties, completed 100% of grassroots-level Party congresses, and continued to strengthen Party building and organizational structure.

The bank’s business model continued to shift toward greater safety, efficiency, and sustainability, with several notable outcomes:

- Total assets reached approximately VND2.1 quadrillion, up 1.8% compared to the end of 2024.

- Total outstanding credit to the economy, including support through VCBNeo, grew by over 5% from year-end 2024.

- The non-performing loan (NPL) ratio remained below 1%, the lowest among large-scale credit institutions.

- Vietcombank retained its position as the market leader in both market capitalization and profitability, continuing to set the benchmark for operational quality and efficiency in the commercial banking sector.

Vietcombank has consistently played a central role in implementing national monetary policies and fulfilling its corporate social responsibilities. In particular, during the first half of the year, the bank rolled out 22 loan interest rate reduction programs for businesses and individuals. Nearly 28,000 customers benefited from reduced interest rates, with total outstanding loans exceeding VND715 trillion, and interest reductions totaling over VND3.5 trillion.
The bank also introduced a special credit product called
“New Home, New Success”, aimed at helping young people purchase their first homes, with a total program size of VND10 trillion.

Vietcombank remains the largest listed company by market capitalization in Vietnam and is among the top 100 listed banks globally by market value. It is also recognized among the Top 30 Most Valuable Brands in Southeast Asia.

Mr. Lê Quang Vinh – Deputy Secretary of the Party Committee and CEO – outlines key tasks for the remainder of 2025

At the conference, Mr. Lê Quang Vinh presented the strategic direction for the second half of the year, stating:
“To successfully and synchronously implement our key objectives, we need the full cooperation and determination of the entire system—from the Head Office to branches, from senior leadership to each and every employee. I firmly believe that together, we will achieve our goals and further solidify Vietcombank’s leading position.”

Remarks by Mr. Đặng Kiên Định – Director of Vietcombank Head Office

 Mr. Nguyễn Thanh Tùng (eighth from the right) and Mr. Lê Quang Vinh (ninth from the left) presented certificates of commendation to 16 branches recognized for their outstanding business performance in the first half of 2025

 Conference overview

VCB News

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