1. Duration of offer: From 01/04/2024 to 31/05/2024.

2. Applicable to: The promotion for Vietcombank’s customers when purchasing FWD insurance products distributed by Vietcombank.

3. Applicable product:

• FWD Embracing changes 3.0
• FWD Elevating Success 2.0
• FWD Future focus
• FWD Smart Kid 2.0
• FWD Assured Wealth

4. Location: Nationwide

5. Offers: Voucher PNJ corresponding to the IP issuance level of the contract (maximum 100 million dong)

• From 30 million dong to under 50 million dong: 10% * IP(*)
• From 50 million dong to under 80 million dong: 14% * IP
• From 80 million dong: 16% * IP

(*)IP issuance: The actual first-year premium collected when the contract is issued (including the basic insurance premium, supplementary product premiums (if applicable), and excluding additional premium payments for all insurance contracts.

IP issued (for one-time premium insurance policy): will be determined by 10% (ten percent) of the actual premium collected by the one-time premium insurance policy. The actual premium collected by a one-time premium insurance policy is the premium of the main product issued during the promotion period.