Vietcombank introduces Garmin Pay contactless payment for Visa cards

On April 1st, 2024, Vietcombank officially launches the Garmin Pay payment solution with Vietcombank Visa cards, bringing customers a seamless, fast, secure, and efficient one-touch payment experience, committed to security on Garmin's smartwatch lineup.

Customers can make transactions using their Vietcombank Visa card solely with the compact Garmin watch on their wrist. As an open platform, unrestricted by Android or iOS operating systems, this payment app does not require a connection to a phone. With just a simple tap on the POS machine, Vietcombank Visa cardholders can easily use and enjoy the one-touch payment experience. Because there's no need to carry a wallet or phone, this payment method is particularly suitable for active customers who frequently participate in outdoor sports or indoor physical activities.

Payment with cards via Garmin Pay is accepted at various contactless payment device locations such as convenience stores, pharmacies, taxis, restaurants, cafes, retail stores, and many other places in Vietnam and around the world.

Garmin's advanced security system ensures that bank card information is securely encrypted for each payment transaction. Card numbers are not stored on system servers or by merchants. Customers only need to enter their password once to authenticate Visa card payments via Garmin Pay continuously for 24 hours while wearing the watch. In cases where customer remove the watch from their wrist or turn off the heart rate monitor device, the watch will prompt for the password before payment. Additionally, Garmin Pay will automatically lock the wallet after three incorrect password input attempts, and customers will need to reset the password in the Garmin Connect app to continue using it.

Mrs. Doan Hong Nhung, Director of Vietcombank's Retail Division, firmly stated, "Continuously adapting to global trends, Vietcombank prioritizes implementing modern payment solutions to meet customers’ needs and enhance their experiences. Following the successful launches of multiple contactless payment solutions such as Samsung Pay, Google Pay, and Apple Pay, Vietcombank proudly introduces Garmin Pay to diversify our bank’s set of smart payment solutions. This reaffirms the bank’s commitment to expand and innovate payment services with the most modern technology for the convenience of our customers.”

With Garmin Pay, customers still receive all the benefits and advantages that Vietcombank cards offer, including privileges such as VCB reward points accumulation, unlimited cashback, revolving credit, up to 55 days interest-free, as well as enjoying promotions offers at hotels, restaurants, retail stores, and airline tickets.

Customers can learn more about Vietcombank card promotions here.
Setting up Garmin Pay is simple; just connect your Garmin device to the Garmin Connect Mobile app on your mobile phone and maintain the connection while creating a Wallet and adding a card:
1. From the Garmin Connect app, select "Add" at the bottom right corner of the app.
2. Choose Garmin Pay, then press "Add Card."
3. Follow the instructions on the screen.
After adding the card, you can select the card on the watch when making payments.
Customers can register for VCB DigiCard debit cards online via the VCB Digibank app, and the card will be issued and can be used immediately to set up Garmin Pay.
Customers can explore Garmin Pay compatible smartwatches here.
If customers do not already have a card, they can issue a VCB DigiCard debit card online through the VCB Digibank digital banking app. The VCB DigiCard is ready to set up Garmin Pay directly within VCB Digibank with simple steps.


With a history of over 60 years of construction and development, Vietcombank has affirmed its position as a pioneering bank, constantly innovating in all aspects of operations.
Vietcombank has been awarded numerous prestigious awards for its card activities by reputable organisations domestically and internationally, such as "The bank with the most efficient card acceptance network" (voted by IDG & VNBA); "The bank providing the best credit card products in Vietnam" (awarded by The Asian Banker magazine); "The leading bank in card transaction volume, card usage" and "The bank with outstanding contributions to the development of the Vietnamese card market" (awarded by the Vietnam Bank Card Association). In November 2023, Vietcombank simultaneously received 12 significant awards at the Visa Awards 2023, including awards for "The bank leading in total card transaction volume 2023," "The bank leading in the growth rate of premium card activations 2023," "The bank leading in marketing campaigns 2023," etc. Also in November, at the 2023 Member Organization Conference of the National Payment Corporation of Vietnam (NAPAS), Vietcombank received the award for "Outstanding Bank of the Year 2023." Prior to that, within the framework of the 2023 Retail Banking Forum, Vietcombank was honored to receive the top 3 most important awards: "Outstanding Retail Bank," "Digital Transformation Pioneer Bank," "Bank accompanying small and medium-sized enterprises."

Contact Information:
Public Relations Department