Guide to activate balance change notification feature for free on VCB DIGIBANK
29/02/2024
18:54
The balance change notification feature, including account balance changes, international credit card transactions, loan repayment schedules, and interest payments, is provided free of charge to all customers using the VCB Digibank app.
Compared to the SMS notification method, receiving notifications via the app has several notable advantages:
Details | Receive Balance Notifications via SMS | Receive Balance Notifications via VCB Digibank App |
Notification Method | Sent via SMS to the customer's phone number registered with a Vietnamese telecommunications network | Sent via OTT (Push notifications) on VCB Digibank |
Number of Accounts Notified | One or multiple accounts depending on customer registration | All accounts held by the customer at Vietcombank within a single registration |
Notification Content | Unaccented messages, limited character count as per regulations | Notifications in Vietnamese with accents, containing full content |
Types of Transaction Notifications | Account balance changes, credit card transactions, loan principal and interest repayment schedules... |
|
Notification Scope | No notification for transactions valued below 50,000 VND | All transactions |
Scope of Use | Receive messages within the territory of Vietnam. If abroad, customers need to enable and bear roaming charges as per the network provider's regulations | Receive notifications both within and outside the territory of Vietnam, with internet access. |
Fee (excluding 10% VAT) |
|
TOTALLY FREE |
Information Protection | 01 layer of protection (phone login security) | 02 layers of protection (phone login security and VCB Digibank app login security) |
OFFERS FOR CUSTOMERS WHEN SWITCHING FROM SMS TO APP NOTIFICATIONS VIA VCB DIGIBANK As previously announced to customers, Vietcombank has adjusted the active SMS service fee table effective from January 1, 2024. To accompany customers through this transition, Vietcombank has applied a maximum 50% discount on active SMS service fees (minimum 11,000 VND) throughout January 2024. Moreover, from January 1, 2024, to March 31, 2024, Vietcombank offers one free month of the active SMS service for customers who choose to cancel the service. Each customer is entitled to one free month only upon canceling the service (if a customer reactivates the SMS service at any time, Vietcombank will charge according to the effective fee table at the time of successful reactivation). |