1. Duration of offer: From 12/01/2024 to 29/02/2024.

2. Applicable to: The promotion for Vietcombank’s customers when purchasing FWD insurance products distributed by Vietcombank.

3. Applicable product:

• FWD Embracing changes 3.0
• FWD Elevating Success 2.0
• FWD Future focus 
• FWD Smart Kid 2.0
• FWD Assured Wealth

4. Location: Nationwide

5. Offer: Voucher PNJ corresponding to the IP issuance level of the contract (maximum 50 million VND)

• From 30 million dong to under 45 million dong: 6 % * IP
• From 45 million dong to under 60 million dong: 8 % * IP
• From 60 million dong: 12 % * IP
  • IP issuance: The actual first-year premium collected when the contract is issued (including the basic insurance premium, supplementary product premiums (if applicable), and excluding additional premium payments for all insurance contracts.
  • IP issued (for one-time premium insurance policy): will be determined by 10% (ten percent) of the actual premium collected by the one-time premium insurance policy. The actual premium collected by a one-time premium insurance policy is the premium of the main product issued during the promotion period.