PEACE OF MIND INTEREST RATES – SECURE IN EVERY FINANCIAL PLAN

The Peace of Mind Interest Rates program caters to individual and retail organisational customers with needs ranging from home/land purchase/building, business production loans, car loans, secured consumer loans... offering fixed interest rates starting from 9.5% per annum for medium and long-term periods including: 18 months, 24 months, 36 months, 60 months, 84 months (7 years), and up to 120 months (10 years).

COMPETITIVE INTEREST RATES – LOWEST BORROWING COSTS

The Competitive Interest Rates 2023 program is designed for individual customers seeking real estate loans, car purchases, consumer loans... with preferential interest rates starting from 6.99% per annum or 7.99% per annum for the first 6 months (for loans with terms of up to 2 years) and from 9% per annum for the first 12 months (for loans with terms over 2 years).

BUSINESS SUPPLEMENTARY WORKING CAPITAL LOANS

Since Q2/2023, Vietcombank has implemented the "Competitive VND Interest Rates 2023" program with a scale of 55 trillion VND allocated for retail organizational customers requiring supplementary working capital, offering attractive incentives, specifically:

Interest rate for loans: Starting from 6.3% per annum.
Loan term: Up to 12 months.

SHORT-TERM PERSONAL BUSINESS LOANS

Earlier in 2023, Vietcombank launched a preferential loan package to support individuals with short-term working capital needs for production and business, with a total scale of up to 100 trillion VND, offering special preferential interest rates:

• Starting from 6.5% per annum for loans with a term of less than 6 months.
• Starting from 7.5% per annum for loans with a term from 6 to less than 9 months.
• Starting from 7.7% per annum for loans with a term from 9 to less than 12 months.
• Starting from 7.8% per annum for loans with a term of 12 months.