FWD Embracing Investment 
Flexible Protection, Optimized Investment

1. Duration of offer: 10/03/2026 - 31/03/2026
2. Applicable to:

• The policy is issued during the promotion period;
• Customers who purchase FWD insurance with an IP from VND 40 million;
• The policy is not cancelled within the 21 – working day cooling off period and remain active at the time of reward confirmation.

3. Applicable product: The Unit-linked Insurance Plan FWD Embracing Investment
4. Location: Nation wide.
5. Gifts: Cashback will be allocated directly to the additional investment account of the policy, in accordance with the terms and conditions.
6. Prize structure: According to FYP value issued/insurance contract. (FYP: First-Year Premium actually collected upon policy issuance, including the basic premium of the main product and rider premiums (if any), excluding top-up premiums, during the promotion period).