1. Program period: From October 6, 2025 to December 15, 2025.

2. Gifts & Offers:

VCB Loyalty members can enjoy a variety of attractive privileges when redeeming VCB Loyalty points for shopping on Vnshop via VCB Digibank, including:

• 10% discount, up to 50,000 VND for every order
• Special edition canvas bag worth 150,000 VND for orders from 500,000 VND (limited quantity)
• Free shipping code for the next purchase

Note:

• The offer cannot be exchanged for cash.
• Promotion codes may run out earlier than the anticipated end of the promotional period.
• Vietcombank is completely exempt from any complaints regarding the quality of goods or services provided by the suppliers; incomplete services, or failure to provide services.
• This is a promotional program implemented by VNPAY and VNPAY is responsible for rewards distribution.