Fee Benefits
Free issuance fee and annual fee
Exclusive Privileges

Opportunities to participate in the Quan nha Haha Reality TV Show and receive exclusive gifts

 

Unlimited Cashback
5% cashback on online payment transactions
0.2% cashback on all other eligible transactions

Detailed Information

Benefits
Usage limit
Card information
Fees

Cashback

  • 5% cashback, up to VND 300,000 per month, on qualifying online transactions in entertainment, television services, transportation, food delivery, and more
  • Unlimited 0.2% cashback on all other eligible transactions

Privileges

  • Opportunities to become a guest in the "Taste Ambassador"and "Behind-the-Scenes Access" experiences of the Quan nha Haha Reality TV Show
  • Opportunities to receive exclusive gifts from Vietcombank and the Quan nha Haha Reality TV Show

(Terms and conditions will be announced from time to time)

Optimal utilisation

  • Link your card to your VND current account
  • Activate, lock/unlock your card, dispute transactions, adjust limits, and more via the VCB Digibank app
  • Convenient for domestic and international transactions as well as purchases on international websites and applications

Convenient payment

  • Withdraw cash directly or via QR code at ATMs
  • Pay bills and transfer funds through VCB Digibank
  • Make card payments at merchants, including contactless payments
  • Shop online through websites and mobile applications (including VCB Digibank)
  • Pay via digital wallets and mobile payment solutions such as Apple Pay, Google Pay, and Samsung Pay
  • Receive funds through Visa Direct

See your carbon footprint

  • Monitor CO₂ emissions generated from your spending activities
  • Track your personal and community carbon footprint

Promotional offer

  • Enjoy online shopping offers
    - Agoda: Up to 20% discount on hotel bookings worldwide (details)
    - Klook: Receive a VND 300,000 voucher when paying with Apple Pay (details)

  • Enjoy contactless payment offers at participating merchants
    - CGV: Buy 2 CGV movie tickets and receive 1 popcorn + 2 drinks combo when paying with Apple Pay (details)
    - Dine and Save with Visa: Enjoy up to 20% off at participating restaurants (details)

  • Unlimited offers with Vietcombank cards
  • Instant discounts and vouchers from Vietcombank and Visa (details)

Requirements

Must satisfy Vietcombank's eligibility requirements for debit card issuance

Issuance procedure

Apply for the card via VCB Digibank

Forms

  • Card Application and Agreement
  • Debit Card Terms and Conditions

Card usage limit

  • Cash withdrawal: Up to VND 100 million per day
  • Spending limit: Up to VND 500 million per day

Please refer here for detailed transaction limit information

Card validity

5 years

Number of issued cards

  • Maximum 01 primary card
  • No supplementary card is available

Note: Each customer may be issued up to 5 principal cards and 9 supplementary international debit cards within 6 months. (This limit may change according to Vietcombank's regulations from time to time)

User guide

Card Usage Guide and Important Notes: View here

Issuance fee

Free

Annual fee

Free

Other fees

Fee schedules (here)

Caculator Tool

Choose a card
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Estimated spending amount
VND

Result

-- VND

Note

You might be interested 

  • 1. I received a card (credit/debit) but couldn't use it at the ATM, and I don't know the reason why?

    Customers who receive a new issued card but cannot use it may encounter the following reasons and can follow these solutions:

    1. The card is not yet activated/unlocked. To activate the card, customers can follow one of these instructions:

    • Send an SMS to the hotline 6167 with the format: VCB<space><KHT><first 6 digits of the card><dot><last 3 digits of the card> (Example: VCB KHT 412975...123) (Or type VCB HELP or HELP KHT and send it to 6167 for guidance)
    • Log in to VCB Digibank, choose the Card Services section, and select the Activate Card feature.
    • Contact the card issuing branch.

    2. Entered the incorrect PIN provided by the bank for the first time: Customers should check and enter the correct PIN provided.

    3. The card is physically damaged or was mishandled by the customer: Customers should contact the card-issuing branch/Customer Service Cenre to get assistance and have a new card issued.

  • 2. What should I do if I perform a card-to-card transfer at the ATM, but the screen shows "invalid destination card"?

    Please contact the 24/7 hotline 1900 54 54 13 (for regular customers) / 1800 1565 (for priority customers) or the nearest Vietcombank transaction office/branch to get assistance.

  • 3. Can I perform domestic fund transfer through the card at other banks’ ATMs?

    You can perform domestic fund transfer from your Vietcombank debit card to other banks’ card at Vietcombank ATMs. You can access to the our website: www.vietcombank.com.vn to find the nearest ATM locations.

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