Competitive Interest Rates – Making it easy for all customers to access loans

The Competitive Interest Rate Program 2022 for individual customers includes loans for purchasing real estate, buying cars, consumer loans, etc., with preferential interest rates starting from:

• 6.79% per annum for the first 6 months for loans up to 12 months.
• 6.99% per annum for the first 6 months for loans from 12 to 24 months.
• 7.29% per annum for the first 12 months for loans over 24 months.

Peace of Mind Interest Rates – Helping customers stay proactive in all financial plans

To assist customers in proactively borrowing for their personal financial plans or for their businesses, Vietcombank has also launched the Peace of Mind Interest Rate Program with fixed interest rates for long terms like 18 months, 2 years, 3 years, 5 years, and even special terms up to 7 years and 10 years. The program is applicable to both individual customers and SMEs.

Short-term Business Loan Program

Earlier, at the beginning of 2022, Vietcombank had allocated 80 trillion VND to implement a short-term business loan program for individual customers and business households seeking to supplement working capital with exceptionally low interest rates starting from:

• 5.5% per annum for loans under 6 months.
• 6.1% per annum for loans from 6 to 9 months.
• 6.6% for loans from 10 to 12 months.

Competitive Interest Rate Program for SME Customers For SME customers, from March 15, 2022, Vietcombank launched a 49 trillion VND loan program “Quick Capital – Competitive Interest Rates” with preferential interest rates starting from 5.6% per annum for short-term loans and from 6.3% per annum for the first 6 months for medium and long-term loans.

Salary Customer Benefits

Individual customers receiving their salary through Vietcombank will get an additional interest rate reduction of 0.1% per annum compared to the standard loan interest rate. Customers can now visit any of the nearly 600 Vietcombank transaction points nationwide for advice on the most suitable interest rate programs.

Note: Interest rates may change according to Vietcombank's announcements in each period.