Flexible Installment – Peace-of-Mind Refund

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Flexible Installment – Peace-of-Mind Refund

For customers who pay FWD insurance premiums using Vietcombank credit cards and convert the transaction into installments via VCB Digibank

1. Duration of offer: From December 05/03/2026 to 10/04/2026.

2. Applicable to: Customers who purchase FWD insurance at Vietcombank and are also Vietcombank credit cardholders meeting all conditions stipulated in the Promotion Terms & Conditions.

3. Applicable products:

Group 1: Applicable to customers purchasing new Universal life insurance FWD growing protection products distributed by Vietcombank, except the partially online version.

Group 2: Applicable to customers paying second-year premiums or reinstating second-year policies for FWD Vietnam insurance products distributed by Vietcombank, including primary and supplementary riders (if any), except FWD Credit Life Insurance.

4. Location: Nation wide.

5. Prize structure:

Applicable for policies with annual premium value from VND 15 million or more, paid using a Vietcombank credit card.
Reward: Vietcombank refunds 100% of the installment conversion fee corresponding to the tenor selected by the customer.

	3 months 3 months 6 months 9 months 12 months Refund amount = Fee rate corresponding to the selected installment tenor × eligible FWD insurance premium converted into installments.

Please visit Vietcombank point of sale for more information.

1. Duration of offer: From December 05/03/2026 to 10/04/2026.

2. Applicable to: Customers who purchase FWD insurance at Vietcombank and are also Vietcombank credit cardholders meeting all conditions stipulated in the Promotion Terms & Conditions.

3. Applicable products:

Group 1: Applicable to customers purchasing new Universal life insurance FWD growing protection products distributed by Vietcombank, except the partially online version.

Group 2: Applicable to customers paying second-year premiums or reinstating second-year policies for FWD Vietnam insurance products distributed by Vietcombank, including primary and supplementary riders (if any), except FWD Credit Life Insurance.

4. Location: Nation wide.

5. Prize structure:

Applicable for policies with annual premium value from VND 15 million or more, paid using a Vietcombank credit card.
Reward: Vietcombank refunds 100% of the installment conversion fee corresponding to the tenor selected by the customer.

Installment Tenor	Installment Conversion Fee Rate
3 months	2.50%
6 months	4.00%
9 months	5.00%
12 months	6.50%
Refund amount = Fee rate corresponding to the selected installment tenor × eligible FWD insurance premium converted into installments.
Please visit Vietcombank point of sale for more information.

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Flexible Installment – Peace-of-Mind Refund

Promotion program