Solution Information

Solution Information

Introduction

  • Optimize Working Capital through a spend-now, pay-later financing facility.
  • Earn cashback on every eligible card transaction.
  • Enhance Corporate expense management via Spending limit features tailored to business needs.
  • Enjoy Exclusive Privileges and Premium Benefits designed to support effective business management and sustainable growth.
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Benefits

  • Enjoy cashback of 0.4% on all spending.
  • Exclusive Visa Privileges for business owners, including travel, dining, shopping, marketing, business support...
  • Convenient Payment Channels: bank branches, ATMs, POS terminals in shopping malls/ supermarkets, online payment platforms, VCB DigiBiz, VCB Digibank, and VCB iB@nking for corporate customers, etc.
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Product Information

  • Card validity: 5 years
  • Grace period: Up to 57 days
  • Payment methods: Automatic debit, VCB Digibank, VCB iB@nking, or at Vietcombank transaction offices
  • Usage limits:
    • Spending: Up to the approved credit limi
    • Domestic cash withdrawal: 50% credit limit (Visa); 75% credit limit (American Express)
    • Overseas withdrawal: 30 million VND/day
    • The aggregate cash withdrawal limit across all credit cards of the same brand held by each authorized cardholder (including both personal and corporate credit cards) is 100 million VND per month
    • Daily Spending Limit: Up to the maximum credit limit
    • Customized Limits: Adjusted based on the business’ requirement
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