Competitive Interest Rates – Making it easy for all customers to start a loan

The Competitive Interest Rate Program 2021 for Individual Customers and SMEs includes loans for business purposes, real estate purchases, buying business or consumer vehicles, etc., with super preferential rates starting from:

• 6.79% per annum for the first 6 months for loans up to 12 months.
• 6.99% per annum for the first 6 months for loans from 12 to 24 months.
• 7.29% per annum for the first 12 months for loans over 24 months.

Peace of Mind Interest Rates – Helping customers always be proactive in all financial plans

Alongside the aforementioned Competitive Interest Rate Program, to assist customers in proactively managing their personal or business financial plans, Vietcombank has launched the Peace of Mind Interest Rate Program for individual and SME customers, offering fixed interest rates for long terms such as 18 months, 2 years, 3 years, 5 years, and even special terms up to 7 and 10 years.

Prosperous Business Loan Interest Rate Program

Earlier, from the beginning of 2021, Vietcombank launched a preferential interest rate program for the Prosperous Business Loan product with a scale of 30 trillion VND for individual customers and business households seeking supplemental working capital for production and business purposes, with exceptionally low interest rates:

• 5.7% per annum for loans under 6 months.
• 6.3% per annum for loans from 6 to 9 months.
• 6.9% for loans from 10 to 12 months.

Especially, individual customers receiving their salary through Vietcombank will be able to borrow at an interest rate reduced by 0.1% per annum compared to the standard loan interest rate.

-------------------------------------------------------------------------------

The Competitive Interest Rate Program 2021 and the Peace of Mind Interest Rate Program 2021 were launched from April 1, 2021, to March 31, 2022, or until the program's quota is reached. The Prosperous Business Loan Interest Rate Program is available from now until December 31, 2021, or until the program's quota is reached. Customers can now visit any of the nearly 600 Vietcombank transaction points nationwide for advice on the most suitable interest rate programs.