Head Office's Deposit  Interest Rates (% p.a)

 

Product Type

 Individuals

Corporates

VND

USD

 EUR

VND

USD

 EUR

Current account

2.40

1.25

0.50

2.40

0.50

0.50

Savings account

2.40

 

 

 

 

 

Overnight

 

 

 

 

 

 

1 Week

  

 

 

 

 

 

2 Weeks

  

 

 

 

 

 

1 Month

6.24

3.70

1.20

6.96

 

 

2 Months

6.84

3.80

1.40

7.20

 

 

3 Months

7.44

4.20

1.60

7.56

0.85

1.60

6 Months

7.80

4.40

1.80

7.80

1.20

1.80

9 Months

8.04

4.55

1.80

8.16

1.35

1.80

12 Months

8.40

4.85

1.90

8.40

1.50

1.90

18 Months

8.52

 4.85 

 

8.76

 

2 Years

9.00

4.90

 

9.00

    

3 Years

9.12

5.00

 

9.12

 

 

4 Years

 

 

 

9.24

 

 

5 Years

9.36

5.10

  

9.36

 

 

           

Head Office's Lending rates (% p.a)

 

Product Type

VND

USD

EUR

JPY

SGD

GBP

I. Short Term

            

+ Service and trade

10.44

5.80

4.25

2.50

4.00

5.50

+ Individual consumption

10.20

 

 

 

 

 

+ Manufacturing for domestic    market

10.20

 

 

 

 

 

+ Export (L/C not yet opened)

  

 

 

 

 

 

+ Export (L/C opened VCB)

  

 

 

 

 

 

+ Export (L/C negotiable in VCB)

  

 

 

 

 

 

+ VCB Credit card

10.08

 

 

 

 

 

+ Mortgaged  by Savings FD,NCD

         

II.Medium Term

            

+ For all economic sectors

12.00

         

+ Mortgaged  by Savings FD,NCD

         

III.Long Term

            

+ For all economic sectors

12.60

         

+ Mortgaged  by Savings FD,NCD