I. TRANSACTIONS ON CURRENT ACCOUNTS
|
|
|
VND
acc
|
Forex
acc |
|
1. Account opening |
Free |
Free |
|
2. Standard account management |
Free |
Free |
|
3. Jointly owned account management |
VND 150,000 p.a |
USD 10
p.a |
|
4. Account statement
|
|
|
|
4.1. Monthly |
Free |
Free |
|
4.2. Upon request (for the last 6
months to the date of request) |
VND 10,000/time |
USD
1/time |
|
5. Verification of account balance
upon request (savings account included) |
|
- First 5 copies |
VND
50,000 |
|
|
- Subsequent copies |
VND 5,000/each copy thereafter |
|
|
6.
Verification of account balance and freezing of account
(savings account included) |
VND
75,000 /time |
|
|
7. Account verification (savings
account included) |
VND
15,000 |
USD 1
|
|
8. Cash deposit of foreign currency
into VND account |
Free |
|
|
9. Cash deposit of VND into VND
account |
|
|
|
9.1. same city (province) |
Free |
|
|
9.2. different city (province) |
0.03%.
Min VND 20,000
Max VND
1,000,000 |
|
|
10. Cash deposit into foreign
currency account |
|
10.1 At same-city/province branches |
|
10.1.1 In USD |
|
|
|
v
For denominations of USD 50 and 100 |
|
0.2%, Min USD 2 |
|
v
For denominations of USD 10 to 20 |
|
0.3%, Min USD 2 |
|
v
For denominations of USD 1 to 5 |
|
0.5%, Min USD 5 |
|
10.1.2 In other foreign currencies |
|
0.3%, Min USD 3 |
|
10.2 At branches in other
cities/provinces |
|
10.2.1 In USD |
|
|
|
v
For denominations of USD 50 and 100 |
|
0.25% Min USD 5 |
|
v
For denominations of USD 10 to 20 |
|
0.35% Min USD 5 |
|
v
For denominations of USD 1 to 5 |
|
0.55% Min USD 5 |
|
10.2.2 In other foreign currencies |
|
0.35% Min USD 5 |
|
11. Cash withdrawals |
|
|
|
11.1 In VND |
|
|
|
11.1.1 Within 15 days since the date
of depositing into VND account (collection fee) |
0.03%;
min VND 20,000; max VND 1,000,000 |
|
|
11.1.2 Other cases |
Free |
Free |
|
11.2 In foreign currencies (cheques
included) |
|
|
|
11.2.1 After 10 days since the credit
date for inward remittance |
|
Free |
|
11.2.2 Other cases |
|
0.15%
Min USD 2 |
|
12. Supply of VCB blank cheques |
Free |
Free |
|
13. Payment guarantee cheques |
VND
10,000/cheque |
USD
1/cheque |
|
II.
CHEQUE TRANSACTIONS |
|
1. Sending cheques for clearing |
|
1.1 Cheque receiving for clearing |
Free |
|
|
1.2 Settlement of cheque clearing |
VND
4,000 per cheque |
|
|
2. Cheque collection |
|
|
|
2.1 Sending for collection |
|
|
|
2.1.1 Domestic collection |
|
|
|
2.1.1.1 Cheque receiving for
collection |
VND
5,000 per cheque |
USD 0.5
per cheque |
|
2.1.1.2 Settlement of collection
|
0.1% of
credit amount
Min VND
5,000
Max VND
150,000 |
0.1% of
credit amount
Min USD
2
Max USD
20 |
|
2.1.1.3 Cancellation of collection
upon request |
VND
15,000 |
USD 2 |
|
2.1.1.4 Items returned unpaid |
Actual
expenses incurred to be paid |
Actual
expenses incurred to be paid |
|
2.1.2 Overseas collection |
|
|
|
2.1.2.1 Receiving of cheques for
collection |
|
USD 1
per cheque |
|
2.1.2.2 Settlement of collection |
|
0.2% of
credit amount
Min USD 5,
Max USD 100 |
|
2.1.2.3
Cancellation of collection upon request |
|
USD 5 |
|
2.1.2.4 Items returned unpaid |
Actual
expenses incurred to be paid |
Actual
expenses incurred to be paid |
|
2.2 Cheques received for collection |
As per
terms and conditions applied for correspondent banks |
|
3. Travelers’ cheques
|
|
|
|
3.1 Selling of travelers’ cheques |
|
1%. Min
USD 5 |
|
3.2 Encashing travelers’ cheques |
|
|
|
3.2.1
For VND in cash
|
|
0.5%. Min USD 1 |
|
3.2.2 For foreign currencies in cash |
|
1%. Min
USD 2 |
|
3.2.3 For credit in VND
accounts/savings accounts |
|
3.2.3.1 At branches in the same
city/province |
|
0.5%.
Min USD 1 |
|
3.2.3.2 At branches in different
cities/provinces |
|
0.53%.
Min USD 2 |
|
3.2.4 For credit in foreign currency
accounts/savings accounts |
|
3.2.4.1 At branches in the same
city/province |
|
1%. Min
USD 2 |
|
3.2.4.2 At branches in different
cities/provinces |
|
1.03%. Min USD 3 |
III. FOREIGN
CURRENCY CASH AND BANK NOTES
|
|
1. Foreign currency bank notes |
|
|
|
1.1 Exchange of foreign currency bank
notes |
|
|
|
1.1.1 For another foreign currency |
|
Free |
|
1.1.2 For VND cash |
|
Free |
|
1.1.3
For smaller denominations in the same currency |
|
Free |
|
1.1.4
For bigger denominations in the same currency |
|
2%. Min
USD 2 |
|
1.2 Foreign currency export
certificates |
|
|
|
1.2.1 Issuing certificates |
|
Free |
|
1.2.2 Changing certificates |
|
VND
15,000 each |
|
1.2.3 Issuing certification of
foreign currency export (for the purpose of current
payment of Vietnamese citizen) |
|
USD10 each |
|
|
|
1.3.1 Receiving for collection |
|
USD 1
each |
|
1.3.2
Settlement of collection |
|
1% each. Min USD 2 |
|
1.3.3 Cancellation of collection upon
request |
|
USD 5 |
|
1.3.4 Items returned unpaid |
|
Actual expenses incurred to be paid |
|
1.4 Counting and checking foreign
currencies |
|
USD
0.2/note |
|
2. Bank notes |
|
|
|
2.1 On-site collecting cash at
customer's request |
Subject
to agreement |
|
2.2 On-site paying cash at customer's
request |
Subject
to agreement |
|
2.3 Safe for
lease
|
Min VND
1,000,000 each p.a |
IV. REMITTANCE
|
|
1. Domestic remittance |
|
|
|
1.1 Domestic outward remittance |
|
|
|
1.1.1 By debiting accounts, savings
deposits |
|
1.1.1.1 Outward remittance in the
same city/province |
|
1.1.1.1.1 Within VCB’s network |
|
|
|
(i) Via ATM |
Free |
|
|
(ii) At
the counter |
|
|
|
- to an
account (including transfer cheque, saving account) |
Free |
Free |
|
- to
walk-in customers (including open cheque) |
0.02%. Min VND 2,000 |
0.15%. Min USD 2 |
|
1.1.1.1.2 Outside VCB’s network |
|
|
|
v
Electronic transfers |
VND
4,000/item |
USD
1/item |
|
v
Bankdraft transfers |
VND
4,000/item |
USD
0.5/item |
|
1.1.1.2 Outward remittance to a
different city (province) |
|
1.1.1.2.1 Within VCB’s network |
|
|
|
(i) Via ATM |
Free |
|
|
(ii) At the counters |
|
|
|
- to an
account including transfer cheque, saving account (free
exclusively for transfer between saving accounts of the
same account holder) |
0.02%
Min VND
10,000
Max VND 1,000,000 |
0.025%
Min USD
2
Max USD
100 |
|
- to walk-in customers (including
open cheque) |
0.03%
Min VND
10,000
Max VND 1,000,000 |
0.18%.
Min USD
2 |
|
1.1.1.2.2 Outside VCB’s network |
|
|
|
v
Electronic transfers |
0.05%
Min VND
20,000
Max VND
700,000 |
0.05%
Min USD
5
Max USD
100 |
|
v
Bankdraft transfers |
0.02%
Min VND
10,000
Max VND
100,000 |
0.04%
Min USD
2
Max USD
100 |
|
1.1.1.3 Transfer to beneficiary list |
VND4000/each |
|
1.1.2 Cash deposits for outgoing
remittance |
|
1.1.2.1 Outward remittance to the
same city (province) |
|
1.1.2.1.1 Within VCB’s network |
0.02%.
Min VND 10,000
Max VND
100,000 |
0.15%
Min USD
2
Max USD
100 |
|
1.1.2.1.2 Outside VCB’s network |
|
|
|
v
Electronic transfers |
0.03%
Min VND
20,000
Max VND
500,000 |
0.2%
Min USD
2
Max USD
100 |
|
v
Bankdraft transfers |
0.02%
Min VND
10,000
Max VND
100,000 |
0.18%
Min USD
2
Max USD
100 |
|
1.1.2.2 Outward remittance to a
different city (province) |
|
1.1.2.2.1 Within VCB’s network |
0.03%
Min VND
20,000
Max VND
500,000 |
0.25%
Min USD
2
Max USD
100 |
|
1.1.2.2.2 Remittance where other
banks are involved |
|
|
|
v
Electronic transfers |
0.06%
Min VND
20,000
Max VND 1,200,000 |
0.3%
Min USD
2
Max USD
150 |
|
v
Bankdraft transfers |
0.04%
Min VND
20,000
Max VND 500,000 |
0.25%
Min USD
5
Max USD
100 |
|
1.1.3 Automatic remittance as agreed |
VND 30,000 VND/ item + appropriate
remittance fee |
USD 3/
item + appropriate remittance fee |
|
1.1.4 Amendments, Cancellations,
Investigations |
|
|
|
1.1.4.1 Cheque, Bankdraft payments |
VND
10,000 each |
USD 1
each |
|
1.1.4.2 Others |
VND
20,000 each |
USD 2
each |
|
1.2 Domestic inward remittance |
|
1.2.1 To accounts |
|
Free |
|
1.2.1.1 Settlement of clearing |
Free |
|
|
1.2.1.2 Receiving electronic money
transfer and inter-bank transfer
|
|
1.2.1.2.1 For beneficiary maintaining
account at VCB |
Free |
|
|
1.2.1.2.2 For the beneficiary of
other banks |
|
v
Same city/province |
VND
4,000 /item |
|
|
v
Other cities/provinces |
VND 20,000/item |
|
|
1.2.2 Receiving cash
at VCB
(for customers with no account at VCB
and charges to be collected on money transferred from
other banks) |
0.02%
Min VND
20,000
Max VND
500,000 |
0.15%
Min USD
2
Max USD
100 |
|
1.2.3 Amendment, investigation,
refund |
VND
20,000 /transaction |
USD
2/transaction |
|
2. Overseas Remittance |
|
|
|
2.1 Overseas outward remittance |
|
|
|
2.1.1 Electronic transfers |
|
|
|
2.1.1.1 Fee charged by VCB |
|
0.15%.
Min USD 5, Max USD 150 |
|
2.1.1.2 Fee charged by foreign banks
which shall be borne by remitters if requested |
|
In USD:
USD10 each
In JPY: USD 40 each
In other foreign currencies: USD 20 each |
|
2.1.2 Bankdraft transfer |
0.1% Min
USD 5, Max USD 150 |
|
2.1.3 Amendment, Investigation |
USD
5/transaction |
|
2.1.4 Cancellation |
USD
5/item |
|
2.2 Overseas inward remittance |
|
2.2.1 Charges paid by beneficiary
(BEN, SHA) |
0.05%
Min USD 2, Max USD 100 |
|
2.2.2 Charges paid by ordering bank
(OUR) |
As per
terms and conditions for correspondent banks |
|
2.2.3 Receiving cash at VCB |
|
|
|
v
In VND |
Free |
|
v
In foreign currencies |
0.15%
Min USD 2 |
|
2.2.4 Transfer to beneficiary at
other banks |
|
v
Charges paid by beneficiary
(BEN,SHA) |
USD
5/item |
|
v
Charges paid by ordering bank
(OUR) |
As per
terms and conditions for correspondent banks |
|
2.2.5 Refund |
USD
10/item |
|
2.2.6 Amendment, investigation |
USD
5/transaction |
|
3. Bank draft issuance |
|
|
|
3.1 Issued by other banks |
VND
15,000/set |
USD
1/set |
|
3.2 Issued by VCB |
VND
5,000 /set |
USD
0.5/set |
|
V.GUARANTEES |
|
1.1 Guarantee issuance
|
0.08%/month
(rounded to months) Min
VND 300,000
/guarantee |
|
Additional
fees:
- Fee for procedures of collaterising
real estate
|
VND500,000
/book |
|
-
Fees for procedures of collaterising savings books
issued by other credit institutions (excluding account
freezing fees collected by issuing bank) |
VND
100,000 /each |
|
1.2
Guarantee amendment |
|
|
1.2.1
Fees earned by VCB |
|
|
1.2.1.1 Amendment of value |
As per item V/1.1,
min
VND 100,000
(additional fee
(if any) is payable) |
|
1.2.1.2 Amendment of
expiry date |
As per item V/1.1,
min
VND 100,000
(additional fee
(if any) is payable) |
|
1.2.1.3 Other amendments |
VND 100,000/
each |
|
1.2.2
Fees earned by counter bank (amendment of counter
guarantee) |
Actual expenses
incurred payable |
|
1.3 Guarantee
settlement to beneficiary |
Relevant
remittance fee to be applied
(item
IV) |
|
1.4 Guarantee
cancellation |
|
|
1.4.1
Domestic
|
VND 100,000 /
guarantee |
|
1.4.2
Overseas
|
USD 15
/ guarantee |
|
1.5
Change of secured asset |
Subject to agreement, min VND
100,000 |
VI. OTHER
SERVICES
|
|
1. Advice of lost valuable papers |
VND 75,000 /advice |
|
2. Investigation of transactions for
over 6 months |
Subject to agreement, min USD
5/transaction |
|
3. Saving book ownership transfer |
VND 50,000 /book |
|
4. Other services as requested by
customers |
Subject
to agreement |
|
5. Transfer of valuable papers |
VND 10,000/each |
|
VII.
ELECTRONIC FEES |
|
1. Electronic fees, telex fees, fax
and registered/express postage fees |
Charge
based on Post Office’s or express agency |
|
2. SWIFT fees |
|
|
|
Domestic |
USD 3/message |
|
Overseas: + Guarantee issuance |
USD 20/message |
|
+
Others |
USD 5/message |
